My Mission Statement

Although the tools that I use to serve my clients have changed, my prime mission has not.  That mission is to serve my client's needs with the best products and price in the marketplace, and to be a guide and counselor for my client through the process.  Technological advances in my industry have streamlined much of what was once a cumbersome process.  But technology without personalized service is an empty shell.  You may be applying online or communicating by email, but my bottom line and prime directive is superior customer service to you from start to finish. 

Beyond the fact that I have a degree with honors from Washington and Lee University(1982) and am a US Army veteran, I have over nineteen years of experience in mortgage banking.  I monitor the US Treasury and mortgage-backed securities markets on an hourly/daily basis to be a resource to my clients on lock-in strategies.  Whether you are buying or refinancing, you need an experienced professional equipped with the right programs and competitive pricing to serve your mortgage needs.  Expert personalized service is my specialty.  I am the well-equipped and trained professional that you need on your side, and with Coastal Mortgage, I can offer you the widest product menu at the most competitive pricing available. Looking for 100% financing? I have it.  Fixed Rate and ARM loans up to 95% with NO PMI...(WOW!) Are you in the "Jumbo" or "Super Jumbo" loan category looking for the best rate with low down-payments, and PMI alternatives?  Call me now, it'll be hard to beat me.   Building a house and need a one-closing "Construction/Permanent" loan with a 6, 9, or 12-month lock-in? O.K., you got it.  Want to add-on to your house with a Repair & Renovation Loan? I got you covered. Are you a veteran needing a VA loan?  HUAH! (Heard-Understood&Acknowledged). I can help.  1st time homebuyer? No problem. Are you self-employed and don't want to disclose income?  I can get you a low down-payment, no income verification loan, even a No Income/No Asset verification loan!  Do you have "bruised credit?"  I can help with a number of innovative financing options.  My motto and pledge to you is to deliver "the experience you expect, and the service you demand."      I am here to serve you now and in the future, because I want you to be a client for life.

There is a wealth of knowledge for you to explore in the navigation buttons to the left and the action links below. Use this site to educate yourself and plan your strategy, and guess what?  I will help you - just call me or email me.  I look forward to meeting you.

Alex S. Watkins

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