The more you know about our VA home loan program, the more you will realize how little "red tape" there really is in getting a VA loan. These loans are often made without any down payment at all, and frequently offer lower interest rates than ordinarily available with other kinds of loans. Aside from the veteran's certificate of eligibility and the VA-assigned appraisal, the application process is not much different than any other type of mortgage loan. And because Coastal Mortgage is approved for automatic processing, a buyer's loan can be processed and closed without waiting for VA's approval of the credit application.

Additionally, because Coastal Mortgage is approved under VA's Lender Appraisal Processing Program (LAPP), we review the appraisal completed by a VA-assigned appraiser and close the loan on the basis of that review. The LAPP process can further speed the time to loan closing. I can help guide you through the VA mortgage process.  See the links listed below for valuable VA information and call me right away to discuss your VA mortgage needs. VA loans can be in amounts up to $417,000 with no money down!  Consult our VA Buyers Guide!